Guide 01
Digital currency fundamentals
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
Digital Currency Resource Centre
Understand settlement before using it
Practical education for commercial participants—not investment promotion.
Request a service assessmentTBH / UNDERSTAND SETTLEMENT BEFORE USING ITSTRUCTURE • CONTROL • PROGRESS
Guide 02
Digital currency vs cryptocurrency
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
Guide 03
Stablecoins
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
Guide 04
Wallets & custody
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
Guide 05
Blockchain confirmations
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
Guide 06
Settlement risk
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
Guide 07
Counterparty risk
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
Guide 08
Digital currency fraud
Commercially focused guidance for informed, documented and risk-aware settlement decisions.
STRUCTURE. PROTECT. PROGRESS.
Choose the next appropriate step.
DiscordPractical scope and preparation guidance
Digital currency fundamentals
Identify the issuer, legal claim, transfer mechanism and redemption arrangements. Digital forms of money and assets differ; the label alone does not determine rights or regulatory treatment.
Digital currency versus cryptocurrency
Central-bank digital currency and privately issued cryptoassets have different issuers and structures. Assess the particular instrument and jurisdiction rather than use these terms interchangeably.
Stablecoins
Review the issuer, reserve disclosures, redemption terms and relevant oversight. A stated price target does not guarantee redemption, reserve availability or stable value.
Wallets and custody
Identify who controls access and signing credentials, whether custody is independent and what recovery arrangements exist. Never send private keys or passwords to TBH or through public forms.
Blockchain confirmations
Network, provider and asset conditions affect confirmation and finality requirements. Agree the required checks with the provider; no universal confirmation count or fixed settlement time applies.
Settlement risk
Agree the asset, network, destination checks, provider responsibilities and completion evidence. A recorded transfer and satisfaction of contractual settlement conditions are separate questions.
Counterparty risk
Review identity, authority, provider status, custody and ability to perform. Technical transfer capability does not establish the counterparty’s commercial reliability.
Digital fraud
Investigate imitation platforms, impersonation and demands for extra payments to release claimed proceeds. Verify provider details independently and protect credentials; no technology removes fraud risk.